The answer is simple: we are the #1 choice for elective surgical-procedure loans. Our outstanding finance programs, which cover most credit profiles and Monarch's unsurpassed customer service, make us the pinnacle of our industry.

Consider Monarch's advantages in...

• Quick & Easy: no need for bank loans, proof of income, tax returns, long waits or the inconvenience of seeking credit.
• Fast Approvals: Monarch's finance programs are immediately available and accessible with same-day approvals in most cases, with no uncertainty or delays.
• Save your Credit Cards: available credit on your credit cards remains intact! You can save money, because of our lower interest rates that are typically much less than most major credit cards. It's possible to keep your cash in higher earning investments. Also, your ability to meet family obligations, utilizing credit cards for emergencies, goes unaffected.
• Flexibility: financing your purchase allows you to avoid cash-flow problems, budget properly and avoid major unanticipated expenditures. In addition the utilization of Monarch's Finance programs can facilitate the development of a good credit rating.
• 100% Financing Available: no down payment required.
• Low Interest Rates: loan interest rates start at 12.99%
• Longer Terms: take up to 36 months to repay your loan! (OAC)
• 12-Month Same as Cash Program Available: delay your payments at no extra-cost (some restrictions apply).
• No Pre-Payment Penalty: Pay off your loan early with no pre-payment penalty.
• Most Credit Profiles Covered: A, B, C credit accepted (OAC). Co-applicants and co-signers accepted.
• Flexible Loan Amounts: from $1,000 to $25,000.
• Three Easy Ways to Apply: by phone (949-660-1792), by fax (949-660-1894) or online (click here to apply now). Our staff is happy to provide you information, answer your questions and make certain your application is processed quickly. There are no obligations or cost to apply.